授信

事件类型:

授信事件: loan

字段含义类型建议备注
account账户信息account强烈建议注册时填写的账户信息
对于账号安全检测和跨场景风险分析非常重要
profile个人资料Profile必须个人资料信息
contact联系人信息Array<Contact>强烈建议数组,可传多个联系人信息
用于团伙挖掘
card银行卡信息Card建议银行卡信息

请求示例

{  
    "event_type": "loan",  
    "scenario": "default",  
    "event_time": "2024-04-16T18:30:50.521+07:00",  
    "terminal": {  
        "black_box": "bGPI1694688187286vYrKmqPfa",  
        "ip": "61.19.9.255"  
    },  
    "ext": {  
        "ext_response_types": "device_info"  
    },  
    "account": {  
        "account_id": "10016192",  
        "register_time": "2024-04-16T10:47:56.263+07:00",  
        "login_time": "2024-04-16T10:41:56.263+07:00",  
        "login_type": "account_password",  
        "phone": {  
            "country_code": 62,  
            "phone_number": "08*************"  
        },  
        "email": "*****@gmail.com"  
    },  
    "profile": {  
        "name": "zhangsan",  
        "id": {  
            "id_country": "PH",  
            "id_type": "driving_licence",  
            "id_number": "1234567890123",  
            "valid_date": "2028-08-08"  
        },  
        "phone": {  
            "country_code": 62,  
            "phone_number": "08*************"  
        },  
        "email": "******@gmail.com",  
        "sex": "female",  
        "birthdate": "2008-08-08",  
        "marital_status": "single",  
        "education": "master"  
    },  
    "card": {  
        "card_number": "0123456789",  
        "bank_name": "ABCbank"  
    },  
    "contact": [  
        {  
            "name": "lisi",  
            "phone": {  
                "country_code": 63,  
                "phone_number": "09123456788",  
                "id_type": "driving_licence",  
                "id_number": "1234567890122"  
            },  
            "relationship": "spouse"  
        },  
        {  
            "name": "wangwu",  
            "phone": {  
                "country_code": 63,  
                "phone_number": "09123456787",  
                "id_type": "driving_licence",  
                "id_number": "1234567890121"  
            },  
            "relationship": "friend"  
        }  
      },  
       
    }  
}